The Coronavirus has sent shock waves through our entire culture, not just the financial system. The other challenges we faced in January seem pale in comparison, including the SECURE ACT changes pushing back the RMD age and ending the Stretch IRA. Mandatory lock downs, closed schools and banned public gatherings have led to a recession in just a two week period. The next question on everyone’s minds is how low will the market go and how long will we have to weather the storm.