Successful investing is a lot more than just profits and losses.

It’s said “what goes up must come down,” but does it really have to? Not with our more conservative strategies. We have the ability to participate in positive growth during times of strong market growth. But what happens when there’s a loss in the market? The 0% floor is the answer! Let’s take a look at this strategy. Instead of your portfolio being affected by negative returns and your accounts losing value, you can use a crediting system to protect yourself. Imagine a floor of 0% that year, that’s principal protected, instead of a negative loss like other investors may experience during that time.

When people hear this, we get told and asked, “This sounds too good to be true,” or “How is that possible?” It is possible, and we’re going to show you how. We are an investment management firm and a big believer in simplicity, clarity, and educating clients. You may even be a more educated investor just by speaking with us.

Based on where you are in the investor’s life cycle, you may not want to take on unnecessary risks. The irony of investing is when you are young, you have time but not money; when you are older, you have money but not time. We understand the irony of the investor’s life cycle and want to help.

For that reason, principal preservation may be critical if you are about to enter retirement. We may make completely different recommendations for an 18 year old than a 60 year old. Different strategies, different product suite.

Our investment strategy

We realize that every individual has a unique set of circumstances that must be taken into consideration while developing an investment plan. We create a personalized investment plan assessing your needs, risk bearing capability and required return. Our unique strategy helps you in obtaining the highest returns with a minimum level of risk.

We include a diversified mix of investments in your portfolio, including stocks, bonds, mutual funds, and other alternative investments such as in real estate. Investments involve risks and rewards; the key is to find the right balance to achieve your financial goals. While you might have no control over the returns, we will ensure that your investment expenses are minimized with our investment plan. Never put your eggs in one basket!