Why you need Retirement Planning?
With recent volatility in the Stock Market due to the Coronavirus, drastic changes in the new Tax Cut laws and Retirement Plan revisions from the SECURE Act, it is now essential to meet with a professional to help secure your financial future. We are not just Wealth Managers. We are Life Planners. Investing is only one piece of the overall retirement “pie.” We take our clients through a 20 point checklist process to ensure they prepare for the “What-Ifs” in life. Our effective retirement protocol helps to ensure that you are on the right track to hit your goals. For proper retirement planning, you need the help of experienced, retirement planning advisors who can devise a complete plan to fulfill your retirement goals including investing, long-term care needs, insurance, estate planning, tax mitigation and more.
How to prepare for retirement?
While budgeting, identifying income sources and preparing for medical needs are important, those are only the first few “baby steps” to a much longer, more intricate process. If you are nearing retirement, your goals and objectives may not be as clear to you as you think. What about insurance needs? Order of withdraws? Asset allocation? Required Minimum Distributions? Maximizing Social Security? The four tax “buckets” to use when investing? Switching to different investment strategies so you don’t run out of money? At this stage, you must develop a retirement plan with a seasoned professional. Like a good map before you go on a journey, your plan must clarify where you want to go and how you are going to get there. A sound retirement plan gives you a realistic, simple estimate of your spending needs and helps you in implementing the right strategies to maximize your assets. With a well designed retirement plan, you may be able to ensure that your investments will generating the income you need so you can enjoy your Golden Years and not worry about where your next income dollar will come from.
Our Retirement Planning Services
Whether you are not happy with your current retirement plan or you don’t have a plan at all, we can help you to build a plan that is designed to fulfill all of your family’s needs. Our services include:
- Pre- and Post-Retirement Planning
- Traditional IRA Set up
- Roth plan set up and Roth Conversions
- Identifying multiple income streams to maximize your retirement
- Strategies to maximize your Social Security so you are not leaving money on the table
- Set up and assist with company retirement plan
- Tax Mitigation and Strategy